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Corporate Trust
Enabling client success through expertise and innovation
Perpetual Corporate Trust (PCT), part of the Perpetual Limited Group, combines 140 years of heritage with modern financial markets expertise.
Perpetual Corporate Trust is a leading provider of corporate trustee, custody, and digital infrastructure services supporting debt markets, managed funds, and institutional clients across Australia and Asia. We enable clients to manage assets, meet regulatory obligations, and scale operations through technology-enabled solutions.
PCT brings together fiduciary oversight, operational expertise and digital innovation in a way that is unique to the Australian market. We help financial institutions, fund managers and investors navigate increasingly complex and regulated markets through lending, securitisation, trust management, investor & regulatory reporting and fixed income capabilities.
Our clients rely on us not only for governance and compliance, but for the infrastructure, market expertise and operational resilience that enable markets to function efficiently and with confidence. Supported by specialist local teams and institutional-grade infrastructure, PCT delivers client and market solutions across $1.27 trillion in funds under administration.
Expertise and operational scale
Latest updates
Strengthening our Digital and Markets capability
PCT has acquired a majority interest in Interfi, an established loan servicing technology provider to the non-bank lending sector. This investment supports the continued growth of our Digital and Markets capability and reflects our strategy to expand Corporate Trust through targeted technology-led partnerships.
By combining Interfi’s purpose-built platform with our Perpetual Intelligence ecosystem, we are strengthening our ability to deliver integrated, end-to-end solutions across the lending lifecycle—from settlement through to securitisation. The platform supports core servicing capabilities including loan administration, arrears management, recovery and collections, enhancing our ability to support clients with scalable, technology-enabled solutions.
Industry insights with Pepper Money
Pepper Money has grown into one of Australia’s largest non bank lenders, securing over $48bn across 68 transactions since the year 2000. The key driver behind this phenomenal growth? An unflinching commitment to helping people succeed and the constant imperative to improve business processes.
Working with Perpetual Digital, PCT’s innovation company, the business successfully transitioned 120 trusts representing $19 billion in funds under management onto the Perpetual Intelligence platform.
We sat down with the Pepper Money team to explore what this means in practical terms. We investigate what it takes to raise capital at scale, while simultaneously strengthening process efficiency, control and reporting quality. We are immensely proud to have partnered with Pepper Money and we are honoured to share their story.
A decade of securitisation industry recognition
Perpetual Corporate Trust (PCT) has been recognised as KangaNews Trustee of the Year for the 10th consecutive year.
The KangaNews awards are highly coveted in the debt capital market industry as they are based purely on market participant voting. KangaNews conducts intensive polling of those involved in the Australian and New Zealand debt markets and does not employ an awards committee or ask for awards pitches.
PCT Chief Executive, Richard McCarthy, said the decade of support from PCT’s industry peers is truly a privilege, and is a testament to the dedication of the PCT team. “It’s both humbling and rewarding to be honoured by the industry in this way. Everything we do is about enabling client success. This recognition fuels our dedication to continue delivering service excellence to our clients and the industry every day. Thank you to everyone who has supported us,” said McCarthy.
Fixed Income Intelligence
An integrated solution from pre-trade to post
Fixed Income Intelligence solves this complexity by seamlessly integrating the fixed income investment process. The collaborative effort between Perpetual Corporate Trust, its underlying businesses, and BondAdviser has culminated in the creation of the Fixed Income Intelligence solution.
Behind-the-scenes client insights
SCT Logistics, Chief Financial Officer Michael Fiteni explains what they look for in an Agency and Trustee partner and why Perpetual Corporate Trust is now their first choice.
The Pepper Money Story
Behind-the-scenes client insights
How does PCT support debt, managed funds and capital markets?
Our Debt Markets team delivers end-to-end securitisation and agency solutions, supporting clients across the full transaction lifecycle. Services include trustee, mortgage custody, agency, trust management, accounting and standby servicing solutions for securitisation and structured finance markets.
These core fiduciary services are enhanced by investor and regulatory reporting, together with digital capabilities delivered through Perpetual Intelligence, including funding optimisation, trust management, secure deal room functionality, workflow automation, data analytics and market solutions from Perpetual Digital.
In 2025, Perpetual Corporate Trust was named Australian Trustee of the Year at the KangaNews Awards for the tenth consecutive year.
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We support sovereign wealth funds, pension funds and fund managers ranging from global institutions to boutique investment managers across property, infrastructure, equities, fixed income and alternative assets.
Our managed fund capabilities span responsible entity, withholding MIT trustee, custody, investment management, accounting and escrow services, supported by institutional-grade governance, operational infrastructure and regulatory expertise.
As Australia’s leading custodian for real and alternative assets, Perpetual Corporate Trust helps clients manage complexity, strengthen investor confidence and scale efficiently across evolving investment markets.
Quick access
For over 15 years, our Singapore business provides both debt markets and managed funds products, specialising in Singapore Real Estate Investment Trusts “S-REITS” and cross-border capital flows into Australia.
Perpetual CT Markets provides specialist access to direct fixed income investments, helping organisations invest responsibly, transparently and with confidence. Backed by decades of market experience, we deliver tailored investment solutions aligned to client investment policies, risk appetite and governance requirements.
For private wealth firms, family offices and boutique fund managers, our direct fixed income capability helps diversify and grow revenue opportunities. By integrating execution, custody, registry, valuations and reporting into a single solution, we help clients scale efficiently, improve transparency and strengthen operational control.
Perpetual Digital, PCT’s innovation company, delivering modern digital infrastructure, data services, analytics and workflow solutions for PCT and financial markets.
Perpetual Digital helps financial institutions improve operational efficiency, governance, compliance and market connectivity through modern digital capabilities, data services, credit risk analytics and market insights.
Recognised as a finalist in the 2024 Australian Financial Review Innovation Awards, Perpetual Digital’s latest solution, Fixed Income Intelligence, won Best Investment Platform/App at the 2025 FinTech and Banking Awards.
Perpetual Intelligence - Connecting you to financial markets
Perpetual Intelligence is your gateway to the financial markets. It’s not a product, it’s an ecosystem. An environment where users connect, transact, and execute through an ever-expanding suite of capabilities.
We’ve been innovating for over a century. We know how the market fits together, and what to build to bridge the gaps. Our platform brings together unique products, services and SaaS capabilities, seamlessly integrated with partner solutions to enable users to achieve better outcomes in an increasingly connected world.
Why work with us?
Corporate strength
Expertise and operational scale
Flexible and commercial approach
Risk, governance and compliance
Scale and strength
- Backed by the Perpetual Limited Group - a trusted financial services brand with more than 139 years of experience supporting clients, investors and financial markets.
- ASX:PPT listed with a strong balance sheet, extensive domestic and global expertise, and operations across Australia and Singapore.
- Market-leading capabilities across securitisation, debt markets, managed funds, custody, fixed income and treasury services.
- Strong client advocacy and long-term relationships, reflected in an industry-leading Net Promoter Score (NPS) of 75.
Expertise and operational scale
- Specialist teams with deep expertise across fiduciary, custody, trust management, fixed income, treasury and digital infrastructure services.
- More than 400 professionals across PCT, supported by broader Perpetual Group capabilities across technology, legal, risk, compliance and finance.
- Scalable operating model designed to support growth, operational efficiency and evolving regulatory requirements.
- Integrated operational, governance and reporting capabilities supporting complex financial market transactions and structures.
Flexible and commercial approach
- Local decision-making and responsive execution teams enabling fast turnaround times and efficient transaction support.
- Commercially focused solutions tailored to client structures, operational requirements and growth objectives.
- Strong alignment with investor, issuer and stakeholder interests through independent fiduciary oversight.
- Australian-based expertise supporting domestic and international clients operating across Asia-Pacific markets.
Risk, governance and compliance
- Ongoing investment in digital infrastructure, cyber security, governance and operational resilience.
- Robust risk management and compliance frameworks aligned to evolving regulatory obligations and market standards.
- Deep expertise across ASIC, APRA, ASX and financial market regulatory environments.
- Access to dedicated legal, risk, compliance and internal audit specialists across the broader Perpetual Group.
- Controlled workflows, secure data management and audit-ready reporting designed to support transparency and regulatory confidence.
10 years of industry trust. Voted by Australia and New Zealand's securitisation industry
Australian Trustee of the Year
Perpetual Corporate Trust
Find out more about PCT
Learn more about PCT’s fiduciary, custody, digital and market capabilities, and how we support clients across lending, securitisation, funds management and fixed income markets.
Get in touch
Operations and transaction support
Corporate Trust payments
If your enquiry relates to a payment received from, or made by, Perpetual Corporate Trust, including payment references, distributions, settlements or cash management transactions, please contact our Corporate Trust Payments team.
cash.management.queries@perpetual.com.au
Document custody enquiries
Perpetual may appear on your loan or payment documentation because we act as trustee, custodian, or responsible entity for a range of lenders and investment structures.
If your enquiry relates to a home loan, mortgage discharge, loan payout, or loan account information, please contact your original lender directly. They will be able to assist you and provide the appropriate forms and documentation.
If you are unsure who your lender is, our Document Custody team may be able to help direct your enquiry.
document_custody_requests@perpetual.com.au
Call +61 292299888
News and insights
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This webpage has been prepared by Perpetual Corporate Trust (PCT). PCT is a part of the Perpetual Group (Perpetual Limited ABN 86 000 431 827, including its subsidiaries). PCT services are provided by Perpetual Corporate Trust Limited (ABN 99 000 341 533 AFSL 392673) and/or its related bodies corporate. The content of this webpage is not financial product advice; it is general information only. To the extent permitted by law, no liability is accepted by PCT, the Perpetual Group or its related bodies corporate for any loss or damage as a result of any reliance on the information on this webpage.
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Europe
This information and the terms of use are subject to change at any time without notice. The contents of this website are intended for residents and citizens of the United Kingdom, and the European Union, and should not be relied on by residents or citizens of other jurisdictions. All investment products and services referenced in this website are managed and offered by either JOHCM or its affiliates within the Perpetual Limited group of companies ("Perpetual Affiliates"). By clicking the “Proceed” button below, you are agreeing to the Terms & Conditions of use.